Trust & Travel InsuranceCover Your Vacation
You’re planning your annual vacation, or the vacation of a lifetime. Either way you don’t want to think about cancelling or interrupting your trip. Or getting sick. Or losing your luggage.
We know these things happen so we make available a Travel Insurance Plan.
Premium Rates Per Person
Provincial Sales Tax extra where applicable.
- $109 for trips up to $1,000
- $139 for trips over $1,000
Travel Insurance Plan Benefits Trip Cancellation & Interruption benefits - up to Trip cost
Should you cancel or interrupt your Cosmos vacation due to a covered Injury, Sickness, or death—your own, or that of a Travelling Companion, or of an Immediate Family Member—or for Other Covered Events as defined, you (in the case of your death, your estate) will be reimbursed up to your trip cost: 1) for cancellation charges imposed by Cosmos and/or by any airline (if booked to provide direct flight connections to join your Cosmos vacation), if you cancel prior to departure; or, 2) the unused, non-refundable land or cruise portion of your Cosmos trip costs and the additional transport charges paid to return home or to rejoin your original Cosmos trip (limited to the cost of economy one-way air fare by scheduled carrier, from the point of destination to the point of origin shown on your original travel tickets) if you must interrupt your trip after departure.
Delayed Arrival & Missed Connection benefits - up to $1,000
If you miss a scheduled connecting flight and/or if your arrival for your tour or cruise is delayed beyond the Scheduled Departure Date due to a delay or cancellation of arrangements by a Common Carrier due to inclement weather, mechanical breakdown of the Common Carrier on which you are scheduled to travel, or organized labor strikes that affect public transportation, you will be reimbursed up to $1,000 for the cost of your unused land or cruise arrangements, plus the extra air fare paid (limited to the cost of one-way economy air fare, or first class, if your original tickets were first class) to join your Cosmos vacation.
Occupancy Upgrade benefit - up to Trip cost
Should your Travelling Companion or an Immediate Family Member travelling with you cancel or interrupt a Cosmos vacation due to a covered Injury, Sickness, death or for Other Covered Events, you will be reimbursed up to your trip cost for Cosmos charges to change your hotel or cabin accommodation from twin to single occupancy (or from triple to twin).
Travel Delay benefit - up to $1,000
Provides up to $100 per day to a maximum of $1,000 for reasonable additional expenses, for hotel accommodations, meals, telephone calls, and local transportation until travel becomes possible if you are delayed 12 hours or more due to a covered reason such as: Common Carrier Delay, Injury, Sickness, or death of you, a Travelling Companion, or an Immediate Family Member travelling with you; quarantine; loss of passports, travel documents or natural disaster.
Baggage & Personal Effects benefit - up to $2,500
Coverage for loss or damage to your baggage and personal effects while on your Cosmos trip.Certain items such as: jewelry, gems, watches; cameras and camera equipment; electronic equipment and media; and furs are subject to a maximum limit of $500.
Baggage Delay benefit - up to $250
If while on your Cosmos trip, your baggage is delayed for 24 hours or more, you will be reimbursed up to $250 for the cost of reasonable additional clothi ng and personal articles purchased during the delay.
Accident & Sickness Medical Expense benefits - up to $1,000,000*
Covers medical expenses incurred within 365 days of a covered Injury or Sickness that occurs while on your Cosmos trip.
* Limited to $25,000 for those persons not covered under a GHIP
Dental Expense benefit - up to $1,000
Covers the cost of emergency dental treatment received during your Cosmos trip resulting from a covered Injury.
Emergency Medical Evacuation & Repatriation benefits - up to $50,000
Covers emergency transport to the nearest adequate medical facility and/or home, when deemed necessary by an attending Physician or, in the event of death, the transportation expenses for homeward carriage.
Accidental Death & Dismemberment - up to $25,000 or $100,000
These benefits are paid should a loss occur within 365 days of a covered injury that takes place while on your Cosmos trip. The maximum benefit while in flight is $100,000. The maximum benefit in other circumstances is $25,000.
One Call Worldwide Travel Services Network
Emergency travel assistance for your peace of mind anywhere in the world!
- Advancement of funds to cover emergency medical expenses on your trip
- Telephone interpretation in major languages
- Assistance with replacement of travel documents
- Help in locating local doctors, dentists, or medical facilities
24-hour hotline to make emergency travel changes, such as rebooking flights, hotel reservations, tracking lost luggage, and more!
Relay of e-mail or phone message to family, friends, or business associates.
Pre-Trip Travel Advice - around-the-clock access to passport, visa, innoculation and vaccine requirements; travel advisories; embassy and consulate contacts; travel health advisories; weather and currency information - all for your planned destination.
Emergency Cash Transfer - assistance in coordinating an emergency cash advance.
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